Choosing car insurance can be confusing. Many companies in Ahmedabad offer good plans. They mainly differ in price, coverage, and service. This guide helps you compare them.
When you look for car insurance, check four things:
- Customer Service
- Price
- Coverage Options
- Claim Settlement Ratio (the percentage of claims an insurer pays out)
10 Car Insurance Companies in Ahmedabad
Here are ten companies to consider, based on market share in the city.
- Future Generali Car Insurance
- Claim Settlement Ratio: 66.13%
- Cashless Garages: 4,000+
- Solvency Ratio: 1.61
- Bajaj Allianz Car Insurance
- Claim Settlement Ratio: 68.06%
- Cashless Garages: 6,000+
- Solvency Ratio: 3.45
- HDFC ERGO Car Insurance
- Claim Settlement Ratio: 70.02%
- Cashless Garages: 6,800+
- Solvency Ratio: 1.90
- Cholamandalam MS Car Insurance
- Claim Settlement Ratio: 74.3%
- Cashless Garages: 8,500+
- Solvency Ratio: 2.08
- Digit Car Insurance
- Claim Settlement Ratio: 74.91%
- Cashless Garages: 5,800+
- Solvency Ratio: 2.01
- Kotak Mahindra Car Insurance
- Claim Settlement Ratio: 74.64%
- Cashless Garages: 1,300+
- Solvency Ratio: 1.95
- Reliance Car Insurance
- Claim Settlement Ratio: 76.89%
- Cashless Garages: 6,200+
- Solvency Ratio: 1.65
- TATA AIG Car Insurance
- Claim Settlement Ratio: 75.41%
- Cashless Garages: 5,400+
- Solvency Ratio: 2.22
- New India Assurance Car Insurance
- Claim Settlement Ratio: 78.2%
- Cashless Garages: 3,000+
- Solvency Ratio: 2.13
- National Car Insurance
- Claim Settlement Ratio: 78.55%
- Cashless Garages: 3,100+
- Solvency Ratio: 0.62
Car Insurance Company Comparison: Ahmedabad
| Company Name | Claim Settlement Ratio | Cashless Garages | Solvency Ratio |
| National Insurance | 78.55% | 3,100+ | 0.62 |
| New India Assurance | 78.20% | 3,000+ | 2.13 |
| Reliance | 76.89% | 6,200+ | 1.65 |
| TATA AIG | 75.41% | 5,400+ | 2.22 |
| Digit | 74.91% | 5,800+ | 2.01 |
| Kotak Mahindra | 74.64% | 1,300+ | 1.95 |
| Cholamandalam MS | 74.30% | 8,500+ | 2.08 |
| HDFC ERGO | 70.02% | 6,800+ | 1.90 |
| Bajaj Allianz | 68.06% | 6,000+ | 3.45 |
| Future Generali | 66.13% | 4,000+ | 1.61 |
How to Find the Best Policy for You
Follow these steps to get good coverage at a fair price.
- Compare quotes. Get quotes from several insurers. Prices can be very different for the same level of coverage.
- Consider a higher excess. The excess is what you pay before the insurer pays. A higher excess can lower your premium. But make sure you can afford to pay it if you need to make a claim.
- Review your policy every year. Don’t let your policy auto-renew without checking other options. Shopping around can save you money.
What Most Policies Cover
Most standard car insurance policies cover damage from:
- Accidents
- Fire or explosions
- Theft
- Natural disasters like floods or earthquakes
- Riots or malicious acts
- Third-party liabilities
Conclusion
To find the best car insurance in Ahmedabad, compare companies on service, coverage, and price. Use the numbers in this guide as a starting point. Get a few quotes to find the right plan for your car.